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Question 1 of 7
1. Question
Fair Lending regulations are NOT designed to prevent discrimination in the lending process.
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Question 2 of 7
2. Question
Discrimination is defined as the act of treating one person or a group of people less favorably than others based on a prohibited basis.
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Question 3 of 7
3. Question
ECOA prohibits discrimination based on an applicant’s receipt of income derived from any public assistance program.
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Question 4 of 7
4. Question
It is acceptable for a lender to discourage an applicant from seeking credit for a loan as long as the lender has a strong feeling the applicant would not qualify for it.
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Question 5 of 7
5. Question
Overt discrimination occurs:
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Question 6 of 7
6. Question
When reviewing data for fair lending violation, institutions should determine if:
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Question 7 of 7
7. Question
The FHAct prohibits discrimination based on all EXCEPT the following:
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